Legal Notice
Mandatory legal information in accordance with applicable legislation.
Website Publisher
In accordance with applicable legislation, the identifying details of the publisher responsible for this website are set out below:
Corporate Name:
MASTERKREDIT Inc.
Legal Form:
Business Corporation (Canada / Quebec) — Inc.
Head Office:
1000 Rue De La Gauchetière O, Bureau 2400, Montréal, QC H3B 4W5, Canada
Business Number (BN / NE):
BN (CRA): 874 921 635 RC0001 | NEQ: 1178492015
Financial Compliance / Regulatory Body:
FINTRAC / CANAFE (MSB No. M20941824)
Protection of Personal Information:
Compliant with PIPEDA & Law 25 (Quebec)
Email:
The person responsible for publication and data protection is the designated legal representative of the company in accordance with the requirements of Law 25 and PIPEDA.
Server Hosting
This website and its data are hosted in Canada on highly secure infrastructure:
Hosting Provider:
SOC 2 & ISO 27001 Certified Data Centres (Canada)
Server Location:
Montreal (Quebec) & Toronto (Ontario), Canada
Compliance Standards:
PIPEDA (Canada) / Law 25 (Quebec) / AES-256 Encryption
The hosting provider ensures the technical availability and integrity of the services. All personal data and financial applications are end-to-end encrypted and retained in Canada in accordance with federal and provincial legislation.
Intellectual Property
All elements comprising this website (texts, images, graphics, logos, icons, sounds, software, source code, databases, design) are the exclusive property of the publisher or its partners and are protected by applicable intellectual property and copyright laws.
Any reproduction, representation, modification, publication, or total or partial adaptation of any element of the website, by any means or process, without the prior written authorization of the publisher, is strictly prohibited.
Any unauthorized use of the website or any of its constituent elements will be deemed to constitute an infringement and will be prosecuted in accordance with applicable legal provisions.
Limitation of Liability
The publisher strives to ensure the accuracy and timeliness of the information published on the website. However, it cannot guarantee that such information is complete, accurate, exhaustive, or error-free.
Consequently, the publisher disclaims all liability:
- For any inaccuracy, error, or omission in the information provided on the website.
- For any damage resulting from fraudulent third-party intrusion leading to an alteration of the information available on the website.
- For any direct or indirect damage, whatever its cause, origin, nature, or consequence, resulting from anyone accessing the website or the inability to access it.
- For the use of the website and/or reliance placed on any information obtained directly or indirectly from it.
The publisher cannot be held liable in the event of force majeure or an event beyond its control.
Protection of Personal Data
In accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable privacy legislation, the user has the following rights regarding their personal data:
Right of Access
Request confirmation as to whether their personal data is being processed and obtain access to it.
Right of Rectification
Request the correction of inaccurate or incomplete personal data.
Right of Erasure
Request the deletion of their personal data when it is no longer necessary.
Right to Object
Object to the processing of their personal data under certain circumstances.
For more information on the processing of your personal data, please consult our Privacy Policy.
To exercise your rights, you can contact our Data Protection Officer at the address indicated in the "Contact" section below.
External Links
The website may contain hyperlinks redirecting to other websites. The publisher has no control over the content of these websites and therefore assumes no liability for the content or services available on them.
The decision to access third-party websites linked to this website is the sole responsibility of the user. We recommend consulting the terms of use and privacy policies of those sites.
Applicable Law and Competent Jurisdiction
This legal notice and any use of the website are governed by and construed in accordance with the laws in force in the Province of Quebec and the applicable federal laws of Canada, without regard to conflict of law principles.
In the event of any dispute or claim arising from the use of the services or the website, the parties agree to first attempt an amicable settlement. Failing agreement, exclusive jurisdiction is granted to the competent courts of the judicial district of Montreal, Province of Quebec (Canada).
Contact
For any inquiry related to this legal notice, you can contact us through the following means:
Contact Details
Company:
MASTERKREDIT
Address:
1000 Rue De La Gauchetière O, Bureau 2400, Montréal, QC H3B 4W5, Canada