Terms of Use

Article 1: Subject

These General Conditions of Use (TOS) establish the modalities for using the services of the MASTERKREDIT website. Access to the Portal requires the User's full and unconditional agreement to these Terms and Conditions.

Article 2: Access to the website

The website is accessible free of charge to any user with an internet connection. All costs for equipment, software and internet connection are borne by the user. While we strive to ensure 24/7 availability, we disclaim any liability in the event of any interruption, suspension or unplanned change.

Article 3: Intellectual Property

All contents of this website (text, images, logos, graphics, etc.) are the exclusive property of MASTERKREDIT and are protected by intellectual property regulations. Any reproduction, distribution, modification, adaptation or publication, even in extracts, is strictly prohibited without prior written permission.

Article 4: Website services

The simulators and information provided on the website only serve as a guide and do not constitute a binding contract offer. A final offer can only be made after the documents have been fully examined.

Article 5: User Obligations

The user undertakes to provide truthful, correct and complete information in the forms on the website. Any fraudulent use or use that violates applicable regulations may result in legal action.

Article 6: Liability

MASTERKREDIT assumes no liability for any direct or indirect damage resulting from the use of the website.

IMPORTANT: A loan is a binding obligation and must be repaid. Check your ability to repay before signing the contract.

Article 7: Personal data

The collection and processing of personal data is subject to our privacy policy at Privacy Policy and is carried out in full compliance with the General Data Protection Regulation (PIPEDA).

Article 8: Hyperlinks

The website may contain links to third-party portals. We are not responsible for the content or privacy practices of these external websites.

Article 9: Change of conditions

We reserve the right to change these terms of use at any time in order to adapt them to new legal or technical requirements. The date of the last revision is always stated at the top of the page.

Article 10: Applicable law

These General Terms and Conditions of Use are governed by and construed in accordance with the laws in force in Canada and the Province of Quebec. Any dispute relating to access to or use of the services, failing an amicable settlement, shall be submitted to the exclusive jurisdiction of the competent courts of the judicial district of Montreal (Quebec, Canada).